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Car Accident Settlements in Arizona Explained

Guest post by Timothy J. Ryan & Associates
car accident settlements in arizona explained
Although it is necessary to file a lawsuit in order to recover the compensation that you need following an accident, a car accident settlement is another option that the involved parties can consider. Simply put, a settle is an informal method for wrapping a case up as a mutual agreeable remedy for dropping a pending lawsuit.  In a majority of cases, the parties that are involved are able to settle with their insurance company to avoid having to go to trial.
Since each case is unique, many factors will be considered by the parties and their attorney when calculating the settlement proposal. They may include but not limited to the following:

  • Pain and suffering
  • Lost wages due to being out of work
  • Current and future medical bills
  • Car repair costs

Insurance Coverage

The minimum auto insurance requirements in the state of Arizona for drivers are for bodily injury liability $15,000 per person.  When injuries are suffered by more than one person, the total liability is $30,000 per accident.  When an accident causes property damage, there is a $10,000 minimum property damage liability.

Back pain following an accident

If you have back pain following a car accident, it might be a symptom of a serious injury. Back pain is basically a common symptom of disc herniation, spinal cord injury, rib fracture, whiplash and other kinds of physical ailments.  Symptoms of serious injuries frequently are not immediately visible and might take several days or maybe weeks to manifest themselves.  Therefore, it is very important that you seek medical attention within the first 24 to 72 hours following an accident. That way you can maximize your chances of recovering successfully and get your injury documented, diagnosed and treated, along with filing your claim.
For victims sustaining serious injuries resulting in lose of certain legs and arms or paralysis, they might not be able to work any longer or function normally for the remainder of their lives. Therefore, it is critical to hire a first-rate law firm who can represent you and make sure you get the compensation that you need and deserve.

Car Accident Claims In Arizona

In you are involved in a serious car accident in Arizona you might have to take a leave of absence from your job or take time off from work.  You will have significant property damages to deal with, in addition to numerous medical bills and rental car expenses.  Filing an accident claim is definitely the best way to protect yourself against financial disaster.

Filing a car accident claim in Arizona

Before you file our claim you need to know what the state of Arizona’s statute of limitations are for car accident insurance claims. It varies depending on what the nature of the accident is.  For standard accidents, you have a maximum of 2 years to get your claim filed, starting from the date that the accident occurred.  In the case of under-insured and uninsured drivers there is a 3 year statute of limitations.
If a public official is involved in an auto accident, then the statute of limitations usually is shorter.  You will usually have 6 months to get your paperwork filed and 1 year for filing a lawsuit.


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